Car Finance

Lease And Contract Cars Limited is registered in England and Wales with company number: 13666689. Registered office: Headway Business Centre, Unit B7, Knowles Lane, Bradford, West Yorkshire, England, BD4 9SW
and regulated by the Financial Conduct Authority. Our FCA registered number is FCA (FRN) 963976. Lease And Contract Cars Limited act as credit broker and not a lender. We can introduce you to carefully selected lenders who will pay us for introducing you to them. We are not an independent financial advisor. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services.

Whichever lender we introduce you to, we will typically receive commission from them; either as a fixed percentage of the amount you borrow or a fixed fee. Where a fixed fee, the amount of commission may be influenced by your creditworthiness and the risk of lending to you, otherwise known as ‘rate for risk’. The higher the risk, the higher the band of interest rate charged to the borrower typically resulting in less commission paid to us from the lender due to the increased risk of default or cancellation.

The lenders we work with could pay commission at different rates. However, the amount of commission that we receive from a lender does not influence the amount that you pay to that lender under your credit agreement.

Finance is available subject to status, to UK residents aged 18 years and over. Indemnities will be required. Conditions will apply depending on credit score status.
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